Digitalise Your SME · Call 2 · Open now
Malta will pay for half the software you were going to build anyway.
We scope the project, write the application, and then actually build the thing. Same person, start to finish.
€15,000,000 in the pot.
Up to €235,400 per business.
Rolling cut-offs until the money runs out.
What would it actually cost you?
EstimateIndicative only. Assumes roughly a third of the project is AI cost items when the AI toggle is on. Final aid depends on which of your costs the evaluator accepts as eligible. Most of the grant pays out through advances and claims as you go; the MDIA slice is paid a year after completion, against a productivity gains report and an ethical-AI report.
Eligible costs
It pays for the system, and the tools around it.
Broader than most people expect: the build itself, the software it runs on (two years of a subscription counts), the hardware under it. What it will not pay for: consultancy fees, maintenance, or anything you started before the award.
Fundable
- Custom software and web platforms
- CRM and ERP implementation, automation and integrations
- AI solutions — document extraction, triage, drafting
- Off-the-shelf and subscription software — two years of a subscription counts
- Hardware — laptops, tablets, monitors, routers
- Cloud, cyber security, IoT and big data
Not fundable
- Work you already started before the grant is awarded
- VAT, insurance, and repair or maintenance agreements
- Consultancy, design and marketing fees
- Used or refurbished equipment
- Mobile phones and network cabling
- Anything you can't tie to a productive purpose
How we work
Three steps. You can stop after any of them.
Most grant consultants hand you a PDF and disappear. Most dev shops don't know what an evaluator reads. We do the whole line.
Eligibility & scope
One session. We check you actually qualify, pick the processes worth automating, and put a real number on the grant. If you don't qualify, we say so and you owe nothing.
Application pack
Project plan, business case, cost breakdown, technical narrative. We help you source the three comparable quotes, submit through the portal, and track it through each cut-off until you get a decision.
Build & release the top-up
We build the system. A year on, we write the productivity gains report and the ethical-AI report that release the MDIA top-up — the part most suppliers walk away from.
The scheme adds an automatic 7% flat rate on top of eligible costs for indirect expenses, no receipts required. Direct consultancy fees are not an eligible cost, which is priced into our fixed fee.
Timing
Rolling submissions. Not rolling money.
Applications are assessed at each cut-off. Cut-offs continue until the end of 2026 — or until the €15 million is gone, whichever comes first. Earlier is materially safer.
Four jobs
Almost every business has at least two of these.
Different industries, same four problems. The research on what they cost — and what fixing them is worth — is unusually consistent.
Paper that reads itself
Ardent Partners puts the average fully loaded cost of processing one invoice at $10.89. Teams using AI capture and automated matching do it for $2.78. Modern AI extraction reads layouts it has never seen and hits 95%+ field-level accuracy — against a 1–4% error rate on invoices keyed by hand.
Systems that stop ignoring each other
Salesforce found the average sales rep spends 17% of their working hours — the best part of a day a week — manually entering data into a CRM. Most of that is re-keying something that already exists in another system. Wire the systems together and the second and third entry disappear.
Approvals that chase themselves
The average approval cycle runs 10.9 days. Automated teams close the same loop in 3.1 — roughly 72% faster — almost entirely by removing the manual handoffs. Exception rates fall from 22% to 9%, so fewer things get stuck in the first place.
The end of the Monday spreadsheet
McKinsey estimates knowledge workers lose about a fifth of their time searching for and consolidating information that already exists somewhere. Build the report once, let it refresh itself, and that fifth comes back.
Find out in 90 minutes whether this is real for you.
No fee, no pitch deck. We look at what your team does by hand, tell you if it qualifies, and give you the number.
Book an eligibility call